Your home is the most important -- and most expensive -- thing you own. Unfortunately, many costly perils, like floods, ...

California homeowners don’t seem to think much about flood risks with few insured against watery storm damage. My trusty spreadsheet examined flood insurance coverage stats compiled by ...

The fire hazard severity zone maps are like flood zone maps, and they don’t evaluate ... Do these maps affect insurance ...

California homeowners have ... Standard homeowners insurance policies cover damage caused by fire, including wildfires. Flood and earthquake insurance typically require an add-on or separate ...