Credit card interest rates can make it harder to pay off your debt, but you may be able to negotiate a better rate or a limited-time offer by simply calling your credit card issuer.

The typical store credit card rate sits at around 29.99% and ‘bad credit’ average APRs (annual percentage rate) hover around 24%. A good credit card interest rate target right now is a 10-12% ...

How To Lower Your Credit Card Interest Rate. Updated: Mar 6, 2025, 3:28pm Libby Sweeney Former Staff ... With some effort, it is possible to negotiate or renegotiate your interest rate(s).

I f you’re struggling with high interest rates or mounting credit card debt, learning how to negotiate with credit card companies can help you save money and regain control of your finances ...

I f you're carrying a credit card balance from month to month, you may be surprised to see exactly how much of your monthly payment is going toward interest. With the average cred ...

If you're struggling with high credit card interest, there are effective strategies to reduce your rates and save money. Learn how to negotiate with issuers, leverage balance transfers, and ...

It's certainly more difficult to get a lower credit card interest rate, but it's far from impossible. Up ahead: ... If so, use this information to negotiate with your issuer.

You might not be stuck paying your card's high interest rate, even if your credit card company says no. Cynthia Paez Bowman is a finance, real estate and international business journalist. Besides ...

Interest rates remain sky high, meaning if you carry any balance on a credit card, you’re paying a lot of extra money right now. Consumer Investigator Rachel DePompa talks to the Tayne Law Group ...

You can find a low-interest credit card with rates that start between 16% to 18%, compared to the more than 20% that is average among all credit cards. However, your actual interest rate is ...

Interest rates remain sky high, meaning if you carry any balance on a credit card, you’re paying a lot of extra money right now. Consumer Investigator Rachel DePompa talks to the Tayne Law Group ...

For those that carry balances on their credit cards, it means they are paying more interest than ever before. Leslie Tayne, a debt relief attorney with 25 years’ experience, said consumers can ...