You aren't necessarily stuck with your current credit card rates. These simple strategies could help lower them.

Negotiating your interest rate with lenders It's worth contacting your credit card issuers to request a lower interest rate, especially if you have a history of on-time payments or an improved ...

If you're only making the minimum payments on your credit card debt, it's time to find a better debt strategy.

A credit card interest rate cap proposed by Alexandria Ocasio-Cortez comes as APRs jumped to 21% last year.

If you’re struggling with high interest rates or mounting credit card debt, learning how to negotiate with credit card companies can help you save money and regain control of your finances.

By paying bills on time, you can also avoid a penalty APR, which is a higher interest rate that some issuers apply when you miss a credit card payment. Negotiate a lower interest rate with your ...

In a move that many Americans have been anticipating over the last couple months, on Wednesday the Federal Reserve raised interest rates for the first time since December 2018. The Fed, aiming to ...

You’ll likely pay a higher rate if you accept the first offer you’re presented. It’s in your best interest to reject it and ask your lender to put a better one on the table. Negotiating a ...

Average credit card interest rates are calculated from a dataset ... from other providers to strengthen your case. If you plan on negotiating, having a history of on-time payments and a good ...