You aren't necessarily stuck with your current credit card rates. These simple strategies could help lower them.

Negotiating your interest rate with lenders It's worth contacting your credit card issuers to request a lower interest rate, especially if you have a history of on-time payments or an improved ...

Your credit card debt doesn't need to keep compounding. Here's how to start reducing it as soon as this April.

A balance transfer credit card allows you to transfer your credit card balance from one card to another, consolidating your ...

Many credit cards offer promotional 0% interest periods on balance transfers ... Enroll in a debt management plan to lower your rates The increasing number of Americans making only minimum ...

Tired of juggling multiple debt payments each month? These strategies can help streamline the repayment process.

A credit card interest rate cap proposed by Alexandria Ocasio-Cortez comes as APRs jumped to 21% last year.

knowing how to lower credit card interest rates — by switching cards, raising your credit score or contacting your credit card issuer — is an important financial skill. What is a high interest ...

Caroline LupiniManaging Editor, Credit Cards ... all without interest. In addition, you can get extra cash back via the welcome bonus. You could use this cash back to reduce your balance with ...

Card issuers use your credit score to gauge their level of risk when lending to you. A good credit score—a FICO Score of 670 or more—can help you secure lower interest rates on credit cards or ...

Home equity loans and HELOCs have lower interest rates than credit cards, encouraging some homeowners to use them to pay off their bills.