Wide disparities exist between White and non-White future retirees—a "racial retirement wealth gap" Reviewed by Margaret James Studies of how much Americans have saved for retirement show ...

Heavy dependence on Social Security benefits for retirement income. Lack of legacy planning and generational wealth. Black families generally have lower incomes than white families, which makes it ...

Ayers said that she has private retirement savings ... there's some evidence that Black workers save less than their white counterparts, Copeland said. "The wealthier individuals that are Black ...