Wide disparities exist between White and non-White future retirees—a "racial retirement wealth gap" Reviewed by Margaret James Studies of how much Americans have saved for retirement show ...

Heavy dependence on Social Security benefits for retirement income. Lack of legacy planning and generational wealth. Black families generally have lower incomes than white families, which makes it ...

Retirement can feel like a ... layers of financial inequality. On average, Black women in America earn just 63 cents for every dollar earned by white men, a pay gap that compounds over a lifetime.