Savings account rates have remained in a relatively tight range since the Federal Reserve stopped making cuts and adopted a ...

The standard APY on Bank Smartly savings is 0.05 percent APY on any balance.* But if you have another qualifying U.S. Bank account and have $5,000 or less across accounts, you’ll earn 1 percent ...

When high-yield online savings accounts came along, the appeal of standard savings accounts offered by brick-and-mortar banks ...

Good savings account interest rates are usually several times higher than the national average savings rate. As of June 2025, the average saving rate published by the FDIC is 0.38%, so a good rate ...

Interest rates are variable and subject to change at any ... That's a big improvement over the tiny returns you'd get from a standard savings account at a traditional bank. Opening an account with a ...

The type of account you choose to save your money in will depend on your unique preferences for safety, returns and liquidity ...

You must also open a Bank Smartly Checking or Safe Debit account to earn 4.10% APY with the Bank Smartly Savings account. Interest rates on the Standard Savings account and Retirement Money Market ...

Best 4% (or close to it) interest savings accounts. Best for earning a high APY: My Banking Direct High Yield Savings Account; Best for low minimum deposit: Western Alliance Bank High-Yield ...

High-interest savings accounts grow your money faster by paying higher interest rates than you’d earn with a standard savings account. Many or all of the products featured here are from our ...