An ACH transfer is an electronic funds transfer between two banks that use the ACH network to process the transaction. In an ACH transfer, an originator initiates a direct transaction by ...

An ACH transfer is a way to move money between accounts Lorraine Roberte is an insurance writer for Investopedia. As a personal finance writer, her expertise includes money management and ...

ACH payments take longer than wire transfers, but they cost significantly less money. ACH payments are useful for many situations, such as paying your bills or sending money to someone.

Investopedia / Ellen Lindner Both Automated Clearing House (ACH) transfers and wire transfers are forms of electronic fund transfers (EFTs), but there are a few key differences between them.