Ready to consolidate your debt? Not so fast. Do these things first to improve your chances of getting real relief.

Credit scores directly affect debt consolidation rates and the cost of consolidating debt. Evaluate your credit score and ...

Freedom Debt Relief reports credit card limits aren't keeping pace with debt, stressing residents in Kentucky, Alabama, and ...

Lines of credit and credit cards are revolving credit sources that differ in several key ways. You can expect more flexible ...

Why use this calculator? Your initial instinct may be to ignore your mounting credit card debt and put off paying down purchases. But facing your debt head-on is the first, most crucial step.

Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are juggling multiple credit card payments Paying off credit card debt with a ...

Some months it can seem like making the minimum payment on your credit card debt is your only option, and that’s OK. Covering the minimum amount due is better than paying late or skipping a ...

Nonprofit credit counseling agencies offer debt management plans. They typically charge a small fee, so you’ll want to verify the fee amounts and how they affect your overall payoff plan before ...

Credit cards and banking specialist Jenn Underwood brings over 16 years of personal finance experience to the table. After a decade of teaching courses in banking, debt reduction, budgeting and ...

Here's what you should keep in mind: How your credit score is calculated A credit score is a formula that helps lenders determine how likely you are to pay back a loan. Credit scores are based on ...

The two types of credit scores most commonly used in credit decisions are the FICO score and its competitor, VantageScore®. NerdWallet partners with TransUnion® to present your credit report and ...