As the price for just about everything goes up, you may be tempted to swipe that credit card to pay for your items -- and you're not alone.

For example, if your income is $5,000 every month, $2,500 will go to your needs, $1,500 to your wants, and $1,000 for saving ...

Are you concerned about debt? It’s important to recognize this, but at the same time, you may have more ways of gaining control of your debt situation than you had realized.  To begin with, ...

In a world where credit card debt continues to climb, and financial literacy rates remain alarmingly low, an important question emerges: Should we require financial education before issuing credit ...

A balance transfer credit card allows you to transfer your credit card balance from one card to another, consolidating your ...

Credit card issuers often report to the credit bureaus at the end of every billing cycle, but the exact dates can vary.

Give a child a fake credit card (this can be a toy card, library or grocery card, etc.) and give them a limit. Set up a small ...

Your credit utilization ratio accounts for 30 percent of your FICO score and is calculated by dividing the total debt you ...

Raising your credit score doesn't need to be difficult. Lowering your credit utilization can give it a serious boost.

Here’s the kicker about credit card debt — as soon as it starts rolling down the hill, it gains momentum and size thanks to ...

The 50/30/20 rule is a popular budgeting technique. Use this calculator to figure out how to spend your money.

With Millennials wary of piling credit card debt on top of their student loans ... a key factor credit reporting bureaus use to calculate your credit score. As long as a card is open, it ...