Ashley is a lead editor of mortgages and loans at Forbes Advisor. She graduated from Utah Tech University with a bachelor’s in English with an emphasis in creative writing. She began her career ...

Home equity loan rates have fallen over the last year, approximately. So, will they continue to drop this April?

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For example, the flexibility of a HELOC makes it a great way to borrow money for any purpose. And interest rates are often lower than other types of loans and are only paid on the amount borrowed.

Jump to insight When choosing a HELOC lender, compare interest rates, fees (including closing costs), introductory rate offers and any interest rate caps to find the best deal for your needs.

As HELOC rates inch closer to 8 percent, home prices hit a benchmark of their own: the 20th all-time high in a row. Bankrate’s stories also look at how the Federal Reserve’s interest rate ...

HELOC lenders that work with bad-credit borrowers tend to have stricter requirements, and you’ll likely end up with a higher interest rate and lower credit limit than a borrower with good credit.

We spoke with home lending experts for their insights and predictions ... of consumer debt, these home equity borrowing products typically offer lower interest rates. You have different options ...

The Federal Reserve’s interest rate decisions influence what you pay for variable-rate home equity lines of credit (HELOCs) and new home equity loans. Not you personally, of course — your own ...

A balance transfer credit card allows you to transfer your credit card balance from one card to another, consolidating your ...

and home equity loan interest rates in 2025. To understand how the various home equity borrowing rate scenarios could play out, we asked three experts for their insights. Compare your best home ...