Don't borrow $100,000 worth of home equity without first comparing the potential repayment costs of both options.

Home equity loan and HELOC interest rates have both declined in 2025, but will they continue that trend this June?

With stubbornly high mortgage rates, homeowners are now tapping into their home equity instead of refinancing.

Below, we gathered the insights and predications ... thereby leading HELOC and home equity loan rates to come down." "On average, the interest rate charged by HELOCs is 40 to 50 basis points ...

HELOC rates fell to 8.22 percent, holding close to their highest levels of 2025, while home equity loan rates held steady at 8.25 percent, near their lowest point of the year, according to Bankrate’s ...

A reverse mortgage is ideal for seniors who may have limited financial resources, as no payment is required. So if you have little to no work or retirement income, a reverse mortgage can be a lifeline ...

Bankrate’s Home Equity Insights Survey found that home improvements ... The central bank lowered benchmark interest rates a total of one percentage point near the end of 2024, as inflation ...

Experian looked at anonymized and aggregated consumer data through the third quarter (Q3) of 2024 to observe recent trends in ...

A HELOC might lower your monthly payment, but rising interest rates could make it more expensive over time. Jump to insight It’s worth considering a HELOC only if it fits your long-term ...

Longbridge Financial is expanding beyond reverse mortgages with a new HELOC product designed specifically for older borrowers ...

Sitting on a pile of home equity but feeling the pinch from an adjustable-rate home equity line of credit (HELOC)? If so, it might be time for a little home loan remix. You can refinance that ...

A HELOC is good for someone with a quality credit score, as they’ll likely get a lower interest rate. It’s imperative ... rely on us to provide them with insight into financial markets ...