HELOC introductory rates can run as low as 0.25% but understand the terms before committing to the line of credit.

Still, borrowing from your home equity comes with risks that other, unsecured loan options don't come with. So the interest rate here is key as failure to make payments could result in the home ...

Ashley is a lead editor of mortgages and loans at Forbes Advisor. She graduated from Utah Tech University with a bachelor’s in English with an emphasis in creative writing. She began her career ...

Home equity loan rates have fallen over the last year, approximately. So, will they continue to drop this April?

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own.

For example, the flexibility of a HELOC makes it a great way to borrow money for any purpose. And interest rates are often lower than other types of loans and are only paid on the amount borrowed.

Jump to insight When choosing a HELOC lender, compare interest rates, fees (including closing costs), introductory rate offers and any interest rate caps to find the best deal for your needs.

As HELOC rates inch closer to 8 percent, home prices hit a benchmark of their own: the 20th all-time high in a row. Bankrate’s stories also look at how the Federal Reserve’s interest rate ...

HELOC lenders that work with bad-credit borrowers tend to have stricter requirements, and you’ll likely end up with a higher interest rate and lower credit limit than a borrower with good credit.

The Federal Reserve’s interest rate decisions influence what you pay for variable-rate home equity lines of credit (HELOCs) and new home equity loans. Not you personally, of course — your own ...

and home equity loan interest rates in 2025. To understand how the various home equity borrowing rate scenarios could play out, we asked three experts for their insights. Compare your best home ...