You can also do yourself a favor and set the stage for a more profitable exchange by paying your bills on time. Once you've ...

Like it or not, you have a number — and it’s either helping or hurting you. Here’s a simple guide to making yours better.

Lines of credit and credit cards are revolving credit sources that differ in several key ways. You can expect more flexible ...

MCAs (whether legitimate or not) are quietly killing businesses. Before considering legal options for businesses that have ...

Without going into details of my spouse's financial infidelity, I would like your opinion. Here is the bottom line. I'm 68 and my 401 (k) has dwindled to $82,000. I have $3,000 in gold and Social ...

Certificates of deposit: If you can afford to lock your money up for a fixed period of time (eg, 6 months, 18 months, 1 year, ...

Here’s how the central bank’s interest rate stance influences car loans, credit cards, mortgages, savings and student loans.

Credit card interest rates can make it harder to pay off your debt, but you may be able to negotiate a better rate or a limited-time offer by simply calling your credit card issuer.

I f you’re struggling with high interest rates or mounting credit card debt, learning how to negotiate with credit card companies can help you save money and regain control of your finances ...

Final Take to GO. Negotiating with credit card companies can help you lower interest rates, reduce fees and even settle outstanding debt — but it requires preparation and persistence. By ...