The debate over the Federal Reserve's reluctance to lower rates has intensified recently. Those hoping that the Fed would ...

Another way you can help convince your credit card issuer to give you a lower APR is by presenting some other credit card ...

Other key factors which should influence a borrower’s decision to choose a lender include processing charges, lender’s reputation, other hidden charges & the overall experience of securing a personal ...

Consumers with relatively high incomes earn approximately $100 more per year in credit card rewards than they pay in fees and ...

More borrowers are choosing personal loans over balance transfers to pay off debt. Here's why a personal loan might save you ...

Senators propose capping credit card interest at 10%. Will it pass? Explore the potential impact on consumers and the ...

Efforts to shoehorn the Credit Card Competition Act into pieces of popular legislation need to be defeated. The proposed law ...

Rewards cards usually have high interest rates, so the only smart way to use one is as a convenience: Charge only what you ...

Start by assessing how much you need to borrow and the timeline you'll need for repayment. In general, a line of credit is ...

What's the best consumer option for paying down credit card debt? The answer is steeped in irony and may surprise you.