Nearly every American is coming face-to-face with credit card debt, with a balance reaching a record high of $1.4 trillion.

Seniors considering credit card debt forgiveness in today's economy should first consider making these three moves.

Home equity loans and HELOCs have lower interest rates than credit cards, encouraging some homeowners to use them to pay off ...

While experts predict the Fed will lower rates later this year, potentially as early as late spring, credit card interest rates likely will remain high for the foreseeable future. In the meantime ...

Paying your credit card twice a month is good because it allows you to check in with your spending and get ahead of your ...

And if you already have an annual-fee card, consider asking for a retention offer or downgrading to a lower or no-annual-fee alternative. Credit cards charge interest if you don't pay off your ...

It may be beneficial to consider switching to a low-interest credit card or negotiating with the issuer for a lower rate if you’re carrying a balance. Canceling a high-interest credit card may ...

Card issuers use your credit score to gauge their level of risk when lending to you. A good credit score—a FICO Score of 670 or more—can help you secure lower interest rates on credit cards or ...

Call 210-782-8100or visit affordabledebtconsolidation.coma free phone or office consultation with no obligation.

Debt can weigh heavily on one’s finances and peace of mind. Credit card debt especially can spiral out of control with high ...

Credit card debt especially can spiral out of control with high interest rates and compounding interest. However, there are solutions available to help consolidate and reduce high-interest debt ...