Current National Refinance Rates: January 30, 2025—Rates Drop
The rate on a 30-year fixed refinance fell today. Refinancing rates for a 30-year, fixed-mortgage are averaging 7.31%, according to Curinos. For 15-year fixed mortgages, the average refinance rate is 6.
Mortgage rates are at the highest level in nearly 8 months. So why are some people refinancing?
The 30-year mortgage rate has inched up to the highest level since early last summer. Refinances are unexpectedly going up.
Refinance Rates See Two-Day Drop to Lowest Level in Almost 6 Weeks
VioletaStoimenova / Rates on 30-year refinance loans dropped another 2 basis points Tuesday, nudging to average down to 7.05%. That's now the cheapest level for 30-year refi rates since Dec. 18. In September,
Today’s Refinance Rates: January 28, 2025—Rates Drop
The rate on a 30-year fixed refinance slipped today. The average rate for refinancing a 30-year fixed mortgage is currently 7.34%, according to Curinos. For refinancing a 15-year mortgage, the average rate is 6.
Mortgage demand drops further, even as interest rates settle
Applications for a mortgage to purchase a home dropped 0.4% from one week earlier and were 7% lower than the same week one year ago. Mortgage rates didn't move last week, but demand for new home loans continued to weaken.
Refinance Rates Fall to an Almost 6-Week Low
After ticking up for two days, 30-year refi rates dropped Monday to their cheapest level since mid-December. Rates moved lower for other refinance loan types as well.
30-Year Refinance Rates Come Close to Dipping Back Under 7%
Rates on 30-year refinance loans dropped another 2 basis points Thursday. That's now a four-day decline of 12 basis points, which has reduced the average to 7.01%—the cheapest level for 30-year refi ...
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