Balance transfer helps transfer outstanding amounts from one credit card to another at a lower interest rate and easy EMI ...

A bill to limit the interest rate on credit cards has been introduced in Congress. The banking industry says capping rates ...

According to data from TransUnion, Americans' average credit card balance was at $6,380, an annual increase of 4.8% in the ...

In Money today: the best mortgage rates and where they're expected to go this year following the base rate cut; Netflix has ...

A political odd couple is joining forces to lower credit card interest rates. Sen. Bernie Sanders (I-Vt.) and Sen. Josh ...

One important factor that can have a big impact on your credit score is credit utilization. You can preserve a good credit ...

Welcome to the Money blog as the Bank of England announces a cut in the base rate from 4.75% to 4.5%. That's all from our live Q&A and the Money blog today - scroll down to read expert answers on what ...

A 0% APR credit card can be a great option, but is it a smart move for you? Here's what you need to know before submitting ...

While a lower base rate often leads to reduced interest rates, making life easier for borrowers but harder for those with ...

The Bank of England base rate can affect everything from your mortgage to the rates applied to credit cards - we round up ...

Factors like your debt-to-income ratio, your income and existing debt all influence the interest rate on your credit card.

Usually, 0% balance transfer cards offer a 0% rate for a limited period, such as 12 to 18 months. You can structure your debt ...