Home equity loans turn your home equity into a lump sum of cash you can use however you’d like. There are also HELOCs, which ...

Home equity borrowing can be more cost-effective than the alternatives, but there are other reasons to shop around.

You could lose your home if you miss payments, owe more than your home’s worth, and your credit score could suffer. Home ...

HELOC interest rates have declined multiple times in the opening months of 2025. Here's when they could fall again.

Kiah Treece is a small business owner and personal finance expert with experience in loans, business and personal finance, insurance and real estate. Her focus is on demystifying debt to help ...

Compare the top home equity loans Rates shown for loans in the amount of $50,000-$99,999 up to 60% LTV, and for customers with automatic payments from a U.S. Bank personal checking or savings ...

A split decision for home equity rates in the latest week. After falling for six consecutive weeks, HELOCs rose to 8 percent.

Ashley is a lead editor of mortgages and loans at Forbes Advisor ... If you’ve built sufficient equity in your home, a home equity line of credit (HELOC) can be a good option to access the ...

Your equity is the value of your home, minus any remaining mortgage balances. The interest rate on a HELOC tends to be lower than rates on credit cards and personal loans. Lenders use your ...

Americans have amassed plenty of housing wealth in recent years — but millions of homeowners are finding they’re effectively ...

a bank account, and a home equity line of credit (HELOC). This structure provides the homeowner with immediate access to home equity without a separate loan. The homeowner makes payments like they ...

Flagstar Bank Apply online for personalized rates Who's this for? While most lenders cap loans at 85% of your home equity, Rocket Mortgage will go as high as 90%. Standout benefits: Rocket's ...