You aren't necessarily stuck with your current credit card rates. These simple strategies could help lower them.

If you’re struggling with high interest rates or mounting credit card debt, learning how to negotiate with credit card companies can help you save money and regain control of your finances.

Debt management could offer major relief from your credit card debt, but there are a few things to know first.

You can recover from credit card delinquency by paying your bills in full and establishing a positive payment history again, ...

Negotiating your credit card debt can help you get your finances back on track. This process involves contacting your credit card issuer and settling your debt at a reduced rate or lowering or ...

A balance transfer credit card allows you to transfer your credit card balance from one card to another, consolidating your ...

You’ll likely pay a higher rate if you accept the first offer you’re presented. It’s in your best interest to reject it and ask your lender to put a better one on the table. Negotiating a ...

Negotiating your interest rate with lenders It's worth contacting your credit card issuers to request a lower interest rate, especially if you have a history of on-time payments or an improved ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Consolidating debt — without taking out a ...

If you're only making the minimum payments on your credit card debt, it's time to find a better debt strategy.

The percentage of credit card accounts that were at least 90 days past due hit a 12-year high at the end of 2024.

Nearly every American is coming face-to-face with credit card debt, with a balance reaching a record high of $1.4 trillion.