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Claims can be made and damage assessed after the storm has passed, so stay sheltered until the winds have passed.
The costs of strong winds and lashing rain can be steep. The average claim for storm damage is £3,334 for contents insurance and £3,108 for buildings insurance, according to Confused.com data.
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"If you have some cover for storm damage, you should be able to make a claim for something like a trampoline damaging your property," Ms Orr said. "Take plenty of pictures to provide as evidence ...