Another way you can help convince your credit card issuer to give you a lower APR is by presenting some other credit card ...

Rewards cards usually have high interest rates, so the only smart way to use one is as a convenience: Charge only what you ...

Think interest rates don't matter to your portfolio? Think again! Fed cuts and seasonal trends could unlock profits in ...

Consumers with relatively high incomes earn approximately $100 more per year in credit card rewards than they pay in fees and ...

The best way to lower your credit card interest rate is by improving your credit score. The lowest interest rates typically require having a good or excellent credit score (scores of 670 and above).

Take credit cards, for example. Those short-term borrowing products currently have rates averaging over 21%. Personal loan rates, while lower, still have a nearly 12% average. Meanwhile, rates on home ...

Senators propose capping credit card interest at 10%. Will it pass? Explore the potential impact on consumers and the ...

The Mortgage Bankers Association predicts that mortgage rates won't change much over the next three months. The trade ...

In May, the average interest rates on revolving credit cards reached 449.9 percent per year, up 5.7 percentage points from ...

A good credit score —a FICO Score of 670 or more—can help you secure lower interest rates on credit cards or loans. In contrast, a bad credit score can lead to higher rates, sometimes up to or ...

Credit card companies make the bulk of their money from interest, cardholder fees and transaction fees paid by businesses ...