Another way you can help convince your credit card issuer to give you a lower APR is by presenting some other credit card ...

Rewards cards usually have high interest rates, so the only smart way to use one is as a convenience: Charge only what you ...

A personal loan could be one of the most convenient options when you need urgent money. It’s quick, provides flexible usage ...

Consumers with relatively high incomes earn approximately $100 more per year in credit card rewards than they pay in fees and ...

Start by assessing how much you need to borrow and the timeline you'll need for repayment. In general, a line of credit is ...

Although the Federal Reserve hasn’t moved its benchmark since December, the average card rate keeps edging higher.

What's the best consumer option for paying down credit card debt? The answer is steeped in irony and may surprise you.

The best way to lower your credit card interest rate is by improving your credit score. The lowest interest rates typically require having a good or excellent credit score (scores of 670 and above).

Take credit cards, for example. Those short-term borrowing products currently have rates averaging over 21%. Personal loan rates, while lower, still have a nearly 12% average. Meanwhile, rates on home ...

The Fed’s decision to hold rates steady still has far-reaching implications for almost all forms of borrowing as well as the returns on most savings accounts.