More borrowers are choosing personal loans over balance transfers to pay off debt. Here's why a personal loan might save you more and simplify your payoff plan.

Senators propose capping credit card interest at 10%. Will it pass? Explore the potential impact on consumers and the ...

Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are juggling multiple credit card payments Paying off credit card debt with a ...

Efforts to shoehorn the Credit Card Competition Act into pieces of popular legislation need to be defeated. The proposed law ...

Rewards cards usually have high interest rates, so the only smart way to use one is as a convenience: Charge only what you ...

Start by assessing how much you need to borrow and the timeline you'll need for repayment. In general, a line of credit is ...

What's the best consumer option for paying down credit card debt? The answer is steeped in irony and may surprise you.

Credit card balances can accumulate interest at extremely high rates, compared to other forms of debt. This makes it crucial to manage your credit cards wisely if you’d like to enjoy their many ...

Rising credit card interest rates can make it difficult to pay off debt. If you tend to carry a balance on your credit card month after month, those high interest rates, also known as APR, can ...

You get all the money at once and the rates are significantly lower: The median average credit card interest rate in March 2025 was 24.20%, according to Lending Tree, compared to just 7.65% for ...