One nonprofit is helping spread love and joy on Valentine’s Day. Joy by Jennifer is in the business of personalized birthday cards, created by individuals with Down syndrome.

Whether you're a student, new to credit or are starting over, there are credit cards designed for your situation.

Is your partner's birthday coming up? These birthday card message for him are a definite way to communicate your deepest feelings and make lasting memories.

You grab a gift and an endearing birthday greeting card, but you may open the card and wonder “What happy birthday wish ...

TENS of thousands of M&S Sparks card members are missing out on free gifts by not making an easy move, The Sun can reveal.