To maintain a high credit score i.e., above 700, you should clear your credit card bills and loan repayments on time.

“You don’t need a perfect score to enjoy the benefits of great credit,” says Matt Fabian, director of financial services ...

Learn what a credit score is, how it's calculated, the different score ranges, and why it matters to get the best rates on ...

Your credit score is a crucial financial tool that impacts your ability to secure loans, rent housing, obtain insurance, and ...

Discover how rent reporting tools in Canada can help you improve your credit score. Learn about the benefits, available tools and how to get started.

Although Experian is the largest credit bureau in the U.S., TransUnion and Equifax are widely considered to be just as ...

Equifax, a leading credit reporting agency, faces a $15 million fine from the Consumer Financial Protection Bureau (CFPB) for ...

The costs of the services mentioned below are up-to-date at the time of publication. Credit monitoring services can help protect your personal and financial information from hackers and identity ...

Reports of unpaid debt can tank an otherwise strong credit score. The new CFPB rule would change that for about 15 million ...

The Trump administration’s policies could indirectly impact borrowing costs. Also, the costs of goods and services could rise if Trump implements tariffs on Mexico and Canada. As a result of higher ...

Using a secured credit card responsibly now can help you build credit and qualify for a more rewarding card later.

The credit bureaus use their own proprietary algorithms and calculate their own credit scores. Equifax uses the Equifax Risk Score, while TransUnion uses the CreditVision Scoring Model.